On this episode of “On the Money,” Paul Ruedi, David Ruedi, Ryan Repko, and Dr. Fred Giertz cover several retirement planning topics.
(1:33) Fed raising interest rates
(11:40) More people using adjustable-rate mortgages
(19:07) Listener question: Have you experienced negative money market interest rates? My spouse has lost 2% in her 401(k) that is invested in a money market account over the past couple of years.
(23:30) Retiring early and health care: it may be less than you think
(30:14) Listener question: If you can roll over a 401(k) or 403(b) into a traditional IRA, can I then convert it to a Roth IRA and pay no taxes?
(39:32) Capital gains harvesting
(43:21) 401(k) asset allocation per age